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Insurance // Label type 05

Flood extent labeling from satellite imagery

Flood extent labeling marks where water is on the ground during or after a flood, separated from rivers and lakes that are always there. It is the training data behind flood-mapping models and the evidence layer for claims and exposure.

False-colour Landsat image of a river flood in Iowa: a large dark flooded area among bright green fields, with patches of cloud.
RawLabeled
  • Floodwater1 polygon
  • Permanent river1 line
  • Cloud (not observed)2 polygons
Example: Flooding in Iowa, 24 June 2024, Landsat OLI false colour (NASA Earth Observatory / USGS). Labels drawn by IKT Spīdolas for illustration.

What flood extent labeling is

Floods arrive under clouds, so radar matters: Sentinel-1 sees water through cloud, day or night. We label floodwater on radar or optical images, subtract permanent water using a pre-flood reference, and mark cloud, shadow and no-data so they are never counted as dry ground. The image shows flooding in Iowa in June 2024 in false colour: water is dark, vegetation bright green.

How we label it

Every pixel ends up in one of four classes: floodwater, permanent water, dry land, or not observed (cloud, shadow, radar layover). Flooded vegetation and flooded urban areas, which radar shows differently, get their own classes when your model needs them.

Who uses flood extent labels

  • Claims triage

    See which insured locations were under water before an adjuster is sent.

  • Flood-mapping models

    Labeled flood polygons to train models that map the next event automatically.

  • Catastrophe models

    Observed footprints to validate modelled flood extents.

  • Emergency response

    A current picture of affected roads, farms and settlements.

How a project runs

Four steps, each ending in something you can check before the next one starts.

  1. Brief

    Area, dates and class list agreed in writing, with example images for every class and its edge cases.

    You getWritten labeling guideline

  2. Imagery

    Your imagery, or sourced for you: free Sentinel and Landsat, or commercial high-resolution scenes.

    You getScene list with dates and resolution

  3. Labeling

    Annotators work to the guideline. Anything the imagery cannot settle is flagged, not guessed.

    You getLabels plus a log of flagged cases

  4. Check & delivery

    Every class is reviewed against a sample before the data leaves us.

    You getData and per-class accuracy, in your format and CRS

Questions about flood extent

Optical or radar for floods?

Both have a place. Radar works through cloud and at night; optical is easier to read and better for shallow water among vegetation. We label whichever you have, or both.

How do you separate floodwater from rivers?

With a reference image from before the flood: water that was already there is permanent water.

Can you label flooded buildings?

Flooded streets and plots show on high-resolution imagery. For damage to the buildings themselves, see building damage labeling.

Related label types

Next step

Need flood extent labeled?

Tell us your area, your imagery and what your model has to learn. We reply with a proposed class list and a quote.