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Insurance // Label type 07

Building damage labeling after disasters

Building damage labeling grades each building in post-disaster imagery (typically intact, damaged or destroyed) and marks debris fields. It is the ground truth for automated damage assessment and a fast first view for claims teams.

Aerial image of a coastal street in Florida after Hurricane Milton: intact white roofs, one house reduced to rubble and debris.
RawLabeled
  • Intact25 boxes
  • Destroyed1 polygon
  • Debris field2 polygons
Example: Aerial imagery after Hurricane Milton, Florida, October 2024 (NOAA National Geodetic Survey). Labels drawn by IKT Spīdolas for illustration.

What building damage labeling is

Damage is visible only at high resolution: roofs torn off, walls collapsed, debris spread across plots. We label on aerial or sub-metre satellite imagery after the event, compared to a pre-event image where one exists, so a building that was never there is not counted as destroyed. The example is aerial imagery from the Florida coast after Hurricane Milton.

How we label it

Each building gets a footprint or point and a grade on a written scale: ours, or a standard scale such as the one used in the xBD dataset. Uncertain cases (heavy tree cover, shadow) are flagged, not guessed.

Who uses building damage labels

  • Claims triage

    Grade thousands of buildings in hours so adjusters go first where damage is worst.

  • Damage assessment models

    Graded examples to train models for the next hurricane, earthquake or flood.

  • Catastrophe model validation

    Compare modelled damage with what actually happened, building by building.

  • Relief and recovery

    Counts of destroyed and damaged homes per area for response planning.

How a project runs

Four steps, each ending in something you can check before the next one starts.

  1. Brief

    Area, dates and class list agreed in writing, with example images for every class and its edge cases.

    You getWritten labeling guideline

  2. Imagery

    Your imagery, or sourced for you: free Sentinel and Landsat, or commercial high-resolution scenes.

    You getScene list with dates and resolution

  3. Labeling

    Annotators work to the guideline. Anything the imagery cannot settle is flagged, not guessed.

    You getLabels plus a log of flagged cases

  4. Check & delivery

    Every class is reviewed against a sample before the data leaves us.

    You getData and per-class accuracy, in your format and CRS

Questions about building damage

Can you assess damage from Sentinel-2?

Not per building: at 10 m a house is one pixel. Sentinel data shows flood and burn extent; damage to buildings needs aerial or sub-metre imagery.

Do you need a pre-event image?

It is strongly recommended. Without one, a cleared plot and a destroyed house can look the same.

Which damage scale do you use?

Yours if you have one. Otherwise a four-level scale from intact to destroyed, defined with visual examples in the guideline.

Related label types

Next step

Need building damage labeled?

Tell us your area, your imagery and what your model has to learn. We reply with a proposed class list and a quote.